Paul Keck
NMLS#2569869
Self-Employed Financing Solutions
Running your own business shouldn't limit your home financing options. I specialize in helping entrepreneurs, freelancers, and business owners navigate complex income documentation to secure competitive mortgages.
A streamlined approach designed specifically for entrepreneurs who need efficient, reliable financing.
Why Self-Employed Borrowers Choose Paul Keck
With specialized expertise in self-employed financing, I understand the unique challenges business owners face when applying for mortgages.
Complex Income Analysis
Expert evaluation of variable income, seasonal fluctuations, and business profit trends.
Alternative Documentation
Bank statements, asset-based loans, and non-QM programs for unique situations.
Specialized Lender Network
Access to 40+ lenders who understand and welcome self-employed borrowers.
Business Owner Mindset
I understand business operations, cash flow, and the entrepreneurial journey.
Specialized Loan Programs
Multiple financing options designed specifically for self-employed professionals and business owners.
Bank Statement Loans
Qualify using 12-24 months of business or personal bank statements instead of tax returns. Perfect for business owners who write off significant expenses.
No tax returns required
Up to 90% LTV available
Competitive interest rates
Fast approval process
Asset-Based Financing
Leverage your investment portfolio, retirement accounts, or other liquid assets to qualify for a mortgage without traditional income verification.
Asset depletion calculation
Investment account qualifying
Retirement fund utilization
High loan amounts available
DSCR & Non-QM Programs
Debt Service Coverage Ratio loans and Non-Qualified Mortgage programs for unique income situations and investment property purchases.
Property cash flow based
No personal income verification
Investment property focus
Portfolio building support
Documentation Made Simple
I'll guide you through exactly what documentation you need based on your specific business type and loan program, making the process as smooth as possible.
Business Bank Statements
12-24 months of business bank statements showing consistent deposits and cash flow patterns.
CPA Prepared Financial Statements
Profit & Loss statements and balance sheets prepared by a certified public accountant.
Business License & Registration
Valid business license and state registration documents proving business legitimacy.
Client Contracts & Invoices
Recent contracts and invoices demonstrating ongoing business relationships and revenue streams.
Success Stories
Simple Steps to Your Perfect Mortgage
My streamlined process makes securing your mortgage straightforward and stress-free
Initial Consultation
We'll discuss your goals and analyze your financial situation
Custom Loan Research
I'll shop my network of 40+ lenders to find your best options
Application & Approval
We'll handle the paperwork and guide you through underwriting
Closing & Beyond
Clear communication through closing and ongoing support after
Get Expert Mortgage Guidance Tailored to Your
Needs
Get Expert Mortgage Guidance Tailored to Your Needs
Paul Keck
Mortgage Loan Originator
NMLS#2569869
Connect with me
This website is for informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
